Saturday, April 28, 2012

Regarding Medicare

By Antony Stelling


There would seem changes in a person's life after knowing that his or her age is qualified to acquire Medicare. No matter how senseless they are in their effort of appreciating and being aware of the life Medicare and Medicare insurance brings to them but they still will as an additional point of everything. What are in this piece of writing are briefing or short description of the "parts" of Medicare, which has a total of four, and the functions of each.

First Part

In the beginning part of Medicare, people who worked and had deductions from their wages before for the social security system will take advantage of those benefits only if they were qualified based on the lowest amount of work they were obliged. The so called "hospital" part of the Medicare is the main feature of the first part of the program that covers the inpatient hospital care of the beneficiaries. Hospice facility care, nursing facility care and home health care are also benefited to the member of the program.

Part Two

This part is non-compulsory for the employees who are a member of an employer coverage that has connections with Medicare coverage but only when the employment has ended and the employer coverage stopped, then that's the time they have to take part B. In connection with part two of the Medicare program, one has to provide a particular amount per month deducted from their social security check.

Part two concentrates more on the "doctor's office" part of Medicare which is also described as "services". Doctor's services, outpatient services, physical therapy and diagnostic tests and other types of screening are some of the major beneficial features of the program that will be given to their members.

Second to the Last Part

It has already been 10 years past that this part of Medicare was formed. Part C has two names which are "privatized Medicare" or Medicare Advantage both mean the same thing. In this part, if the government has connections with a certain private insurer then that person will be in charge of the assistance you will get from Medicare. From then on, you will be having a direct transaction to them because they will be the ones who will receive your payments and will process the redemptions of you benefits for you.

But this part of Medicare is non-compulsory. The advantage of getting part C is that it covers all the benefits you will receive from part A and B only when you avail for it but if not then part B has to be paid for to retain part A and B. Some of the people prefer to have, if not both, one of the benefit which is unfortunately not provided to you namely Medicare Supplement plan and Part C. There is a difference in the payment process where Medical Advantage pays in behalf of Medicare while on the other hand; Medicare pays right after supplements pay.

Last Part

The fourth part is the most popular among all other parts of Medicare. This is the part wherein medications needed by the members of the program come in. As covered by part D, private corporations are the ones providing the medications and prescription drugs to the beneficiaries only when these corporations are legal and have the consent to do so by the Centers for Medicare and Medicaid Services.

There are instances wherein one can pay the service to the assigned private corporations but usually, this is being taken away from their social security check. To register in this part of the program is not obligated to the member of Medicare when they are qualified for it.




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