According to a recent study, approximately 3 out of 4 Americans start claiming Social Security benefits the moment they are eligible at age 62, which typically would not be a big deal accept for the fact that more than half are claiming these benefits because they have to and by doing this at a younger age they get locked in at a much lower amount than if they would have waited. This is mostly due to the fact that senior care is rising dramatically due to the baby boomers entering retirement and most baby boomers have not adequately saved for retirement. For many of them, their 401ks were devastated when the stock market tanked, for others it was when their home equity was destroyed by the recent financial crisis. The bottom line, seniors- baby boomers face so much adversity these days that more than half will end up in poverty.
A recent study shows that more than 9 million American senior citizens are not taking advantage of health care benefits that are entitled to them per qualification which is unfortunate because the cost of health care is rising dramatically and many state and local government pension programs have become an absolute mess, in fact many company pension plans across America are terribly underfunded, and for many seniors their 401ks were devastated when the stock market tanked; Senior's simply can not afford to let any kind of health care savings pass them by.
Finding out what you qualify for can be as simple as a phone call or jumping on the internet and chatting with a health advocate. Altegra health understands the importance of your phone call and will not transfer your call around to different departments but will in fact assign you your own health advocate that you have the first day you call, tomorrow, and even in 5 years. The truth, is once you have spoken with a health advocate you will always have this person as your advocate for any questions or problems you encounter. Based on years of experience in managing a call center dedicated to Medicare and Medicaid members, they are thoroughly versed in unique types of calls, in other words, "there is no such thing as a dumb question", says Brenna of Florida.
Altegra Health has a data base of over 8,500 sponsored programs nationwide, some of the more popular programs include energy, nutrition, telephone, and transportation assistance. There are also over 280 different Pharmacy Assistance Programs that help qualifying Medicare beneficiaries with discounted or free medication.
A Medicare Savings Program is one of the core programs of Altegra Health's dual eligible outreach, advocacy, and retention services. Medicare Savings Programs are available to all Medicare beneficiaries who meet certain financial qualifications established by the federal government and are administered by the Medicaid eligibility authority in each state. The process is actually very simple- a brief screening will determine your eligibility for State Medicare Savings Programs (MSPs), these programs will help you pay your Medicare Parts A and B premiums, coinsurance and deductibles. It may also pay for your health plan co-payments.
Many people with Medicare have low incomes, but not quite low enough to qualify for Medicaid. There are several Medicare Savings Programs- MSPs available to help lower income older adults and disabled individuals pay for some of their out-of pocket medical expenses. Altegra Health conducts outreach and education about the benefits, and advocates on behalf of interested members; completing and submitting the necessary forms to appropriate state agencies.
Do it for yourself or a loved one- talk with a health advocate today and start saving money on your health care costs. It is a sad fact but more 38 percent of Americans already over the age of 65 rely almost entirely on Social Security payments alone. If the cost of living continues to rise and you are one of the many who have not saved enough for retirement then you will defiantly want to check out how to save on your health care costs.
A recent study shows that more than 9 million American senior citizens are not taking advantage of health care benefits that are entitled to them per qualification which is unfortunate because the cost of health care is rising dramatically and many state and local government pension programs have become an absolute mess, in fact many company pension plans across America are terribly underfunded, and for many seniors their 401ks were devastated when the stock market tanked; Senior's simply can not afford to let any kind of health care savings pass them by.
Finding out what you qualify for can be as simple as a phone call or jumping on the internet and chatting with a health advocate. Altegra health understands the importance of your phone call and will not transfer your call around to different departments but will in fact assign you your own health advocate that you have the first day you call, tomorrow, and even in 5 years. The truth, is once you have spoken with a health advocate you will always have this person as your advocate for any questions or problems you encounter. Based on years of experience in managing a call center dedicated to Medicare and Medicaid members, they are thoroughly versed in unique types of calls, in other words, "there is no such thing as a dumb question", says Brenna of Florida.
Altegra Health has a data base of over 8,500 sponsored programs nationwide, some of the more popular programs include energy, nutrition, telephone, and transportation assistance. There are also over 280 different Pharmacy Assistance Programs that help qualifying Medicare beneficiaries with discounted or free medication.
A Medicare Savings Program is one of the core programs of Altegra Health's dual eligible outreach, advocacy, and retention services. Medicare Savings Programs are available to all Medicare beneficiaries who meet certain financial qualifications established by the federal government and are administered by the Medicaid eligibility authority in each state. The process is actually very simple- a brief screening will determine your eligibility for State Medicare Savings Programs (MSPs), these programs will help you pay your Medicare Parts A and B premiums, coinsurance and deductibles. It may also pay for your health plan co-payments.
Many people with Medicare have low incomes, but not quite low enough to qualify for Medicaid. There are several Medicare Savings Programs- MSPs available to help lower income older adults and disabled individuals pay for some of their out-of pocket medical expenses. Altegra Health conducts outreach and education about the benefits, and advocates on behalf of interested members; completing and submitting the necessary forms to appropriate state agencies.
Do it for yourself or a loved one- talk with a health advocate today and start saving money on your health care costs. It is a sad fact but more 38 percent of Americans already over the age of 65 rely almost entirely on Social Security payments alone. If the cost of living continues to rise and you are one of the many who have not saved enough for retirement then you will defiantly want to check out how to save on your health care costs.
About the Author:
Thousands of people at work each day find that bringing home a paycheck is not quite enough for paying all their bills. When health benefit issues arise people get desperate, let Altegra Health help you- they have a data base full of free services, including nutrition, co-pay assistance, and tax programs that can help you financially.
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